Finance Your Dream Home
with Expert Guidance
Compare official home loan offers from 50+ major banks and NBFCs. Get 90% funding, tax benefits up to ₹3.5 Lakhs, and 30-year flexible tenures.
Apply for Home Loan
100% Secure & Private
Maximize Your Savings with Home Loan Tax Benefits
Did you know you can save up to ₹3.5 Lakhs every year on your taxable income through a home loan? Here's the breakdown of how much you can save.
Section 24(b) - Max ₹2 Lakhs
Deduction on Interest Payment for self-occupied home.
Section 80C - Max ₹1.5 Lakhs
Deduction on Principal Repayment and Stamp Duty.
Section 80EEA - Max ₹1.5 Lakhs
Additional deduction for first-time home buyers (specific criteria).
Interest Rate Comparison 2026
SBI Home Loan
Floating
8.40% - 9.15%
p.a*
HDFC Bank
Floating
8.45% - 9.20%
p.a*
LIC Housing
Fixed/Float
8.50% - 9.30%
p.a*
Axis Bank
Floating
8.65% - 9.45%
p.a*
Kotak Bank
Floating
8.40% - 9.00%
p.a*
One Solution for Every Property Goal
We offer specialized home loan products tailored to the specific type of property you are interested in.
Home Purchase Loan
For buying a new or pre-owned apartment, villa, or independent house.
Plot & Land Loan
Financing for purchasing residential land or a plot of land for construction.
Home Renovation
Funding for painting, repair, remodeling, or internal/external improvements.
Home Extension
Funds to add new rooms, floors, or expand your existing living space.
Our Top Lending Partners
We have partnered with 100+ leading banks and NBFCs to bring you the best personal loan offers at competitive interest rates.
HDFC Bank
Max Loan
Up to ₹50 Lakh
Max Tenure
Up to 72 months
Processing Fee
Up to 2%
ICICI Bank
Max Loan
Up to ₹40 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 2.5%
Axis Bank
Max Loan
Up to ₹40 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 1.5%
SBI
Max Loan
Up to ₹20 Lakh
Max Tenure
Up to 72 months
Processing Fee
Up to 1%
Kotak Bank
Max Loan
Up to ₹30 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 2%
Bajaj Finance
Max Loan
Up to ₹25 Lakh
Max Tenure
Up to 84 months
Processing Fee
Up to 3%
IDFC First Bank
Max Loan
Up to ₹40 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 2%
L&T Finance
Max Loan
Up to ₹30 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 2.5%
Tata Capital
Max Loan
Up to ₹35 Lakh
Max Tenure
Up to 72 months
Processing Fee
Up to 2%
Yes Bank
Max Loan
Up to ₹40 Lakh
Max Tenure
Up to 60 months
Processing Fee
Up to 2%
Home Loan Eligibility Criteria
The following factors are considered by banks when evaluating your home loan application.
PMAY Subsidy Benefit
Under the Pradhan Mantri Awas Yojana (PMAY), first-time home buyers can save up to **₹2.67 Lakhs** in interest subsidy. Check if you fall under EWS, LIG, or MIG categories.
Mandatory Documents
KYC & Personal
- Aadhar Card & PAN Card (Mandatory)
- Last 3 months Salary Slips
- Last 6 months Bank Statements
- Form 16 / ITR for last 2 years
Property Documents
- Copy of Sale Deed / Agreement to Sell
- Allotment Letter from Builder
- NOC from Society/Builder
- Possession Letter & Tax Receipts
Home Loan EMI Calculator
Plan your dream home budget. Enter values manually or use the sliders below.
Estimated Monthly EMI
₹0
Best rates starting at 8.40%
Total Interest
₹0
Total Payable
₹50,00,000
Why Your Credit Score Matters
Your Credit Score (CIBIL) is the most critical factor lenders consider when reviewing your personal loan application. It represents your creditworthiness based on your past repayment history.
- 750+: Excellent - Best rates and high approval chance.
- 700–749: Good - Likely to get approved at standard rates.
- 650–699: Fair - Limited options and higher interest rates.
- Below 650: Challenging - Difficult to get unsecured loans.
Excellent Score
Loan Approval Process
Fill Application
Share basic details and requirements.
Check Eligibility
Get instant eligibility results.
Upload Documents
Submit KYC and income proofs digitally.
Verification
Lender verifies your submitted details.
Final Approval
Receive your final loan offer letter.
Disbursal
Funds transferred to your bank account.
Advantages vs Disadvantages
Advantages
Disadvantages
Expert Tips for Fast Approval
- Maintain a CIBIL score of 750 or above.
- Reduce existing debt-to-income ratio.
- Apply for a realistic amount based on income.
- Keep all KYC and income documents ready.
- Avoid multiple loan applications simultaneously.
- Ensure income consistency in bank statements.
Unlock Your Financial Power with a Great CIBIL Score
Checking your credit score is the first step towards your dream loan. It's completely free, secure, and won't impact your credit profile.
Your Credit Score
Updated just now
Got Questions?
We've Got Answers.
Find answers to the most commonly asked questions about loans, eligibility, and the application process.
Generally, a CIBIL score of 750 or above is considered ideal. However, some lenders may offer loans to individuals with a score as low as 650, though the interest rates might be slightly higher.
At Techstar Money Solution, our digital partners often provide instant approval. Once all documents are verified, the loan amount can be disbursed to your bank account within 24 to 48 hours.
We believe in 100% transparency. Any processing fees, stamp duty, or insurance charges will be clearly mentioned in your loan agreement. We do not charge any hidden fees for our advisory services.
Yes, most banks allow foreclosure or part-prepayment after 6 to 12 EMIs. Charges vary by lender; some offer zero foreclosure charges after a certain period.
No, personal loans are unsecured loans, meaning you don't need to provide any collateral like gold or property. Approval is based on your income and credit history.
Latest Insights
Expert advice to help you make better financial decisions.
Check Your Personal Loan Eligibility in Just 2 Minutes
No impact on your credit score. Secure, hassle-free, and 100% digital process.